property

Kansas Homestead Exemption

Kansas protects an owner-occupied homestead from most creditors by area rather than value: up to 160 acres of farmland or one acre within a city, with no dollar cap (K.S.A. 60-2301). The property must be occupied as a residence by the owner or the owner's family, and both spouses must join to convey it. Certain debts, such as those listed as exceptions in the statute, can still reach the homestead.

Exam tip
The answer is '160 rural acres, 1 city acre, no dollar limit'; do not pick a dollar figure.
Example
An owner lives in a $900,000 house on one city acre; the entire home is protected from an ordinary judgment creditor because Kansas limits area, not value.

1. How much land within an incorporated city does the Kansas homestead exemption protect?

Answer & explanation

Answer: B. 60-2301 protects one acre within a city or 160 acres of farmland. 160 is the rural figure.

Related terms & state variants

Sources

Source verification pending. Confirm current requirements with your state regulator.

Last verified: 2026-10-23