closing

recording fee

A recording fee is the charge imposed by a local government office, such as the county recorder or clerk, to enter a document like a deed, mortgage, or release into the public records. Recording gives constructive notice of the document. On a closing statement, the buyer typically pays to record the deed and new mortgage, and the seller typically pays to record releases of existing liens, though customs vary by area.

Exam tip
Recording fees are usually paid by the party who benefits from recording: buyer for the deed and mortgage, seller for lien releases.
Example
At closing, the buyer is charged $125 to record the deed and mortgage, and the seller is charged $40 to record the satisfaction of the old mortgage.

Related terms & state variants

Sources

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Last verified: 2026-10-23