closing
recording fee
A recording fee is the charge imposed by a local government office, such as the county recorder or clerk, to enter a document like a deed, mortgage, or release into the public records. Recording gives constructive notice of the document. On a closing statement, the buyer typically pays to record the deed and new mortgage, and the seller typically pays to record releases of existing liens, though customs vary by area.
- Exam tip
- Recording fees are usually paid by the party who benefits from recording: buyer for the deed and mortgage, seller for lien releases.
- Example
- At closing, the buyer is charged $125 to record the deed and mortgage, and the seller is charged $40 to record the satisfaction of the old mortgage.
Related terms & state variants
Sources
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Last verified: 2026-10-23