1. Which lien is a specific lien rather than a general lien?
Answer & explanation
Answer: C. Specific liens attach to one property (mortgage, mechanic's, property tax). General liens attach to all of a debtor's property (judgments, IRS liens).
property
specific lien
A specific lien is a claim against one particular property rather than against all of the debtor's assets. Common examples include mortgages, real estate property tax liens, special assessment liens, and mechanics' liens. The lien secures payment of a debt tied to that property, and if the debt is not paid the creditor can typically force a sale of that specific parcel to collect.
- Exam tip
- Contrast with general liens, which attach to all of a debtor's property (judgments, federal income tax liens, estate taxes). Mortgages and property taxes are specific.
- Example
- A contractor who is not paid for a $15,000 roof files a mechanics' lien against that house only, not against the owner's other real estate.
Related terms & state variants
Sources
Source verification pending. Confirm current requirements with your state regulator.
Last verified: 2026-10-23