Free Arkansas Fair Housing Practice Test — LicenseIQ

Question 1

How many members serve on the Arkansas Fair Housing Commission?

Accepted Answer

Ark. Code §16-123-303 creates a seven-member commission: five appointed by the Governor and one each by the Senate President Pro Tempore and the Speaker of the House. Five is the size of the Real Estate Commission.

Question 2

A developer's ads for a new subdivision always show only people of one race. This may be:

Accepted Answer

Consistently depicting only one race, sex or family type can indicate a preference and violate fair housing advertising rules.

Question 3

The 'Mrs. Murphy' exemption under the federal Fair Housing Act applies to an owner who:

Accepted Answer

The exemption covers owner-occupied 1-4 unit buildings rented without a broker and never permits discriminatory advertising.

Question 4

Under the Housing for Older Persons Act, a '55 and older' community generally requires that:

Accepted Answer

55+ housing requires at least 80% of occupied units to have one resident 55+; 62+ housing requires all residents to be 62+. The exemption applies only to familial status.

Question 5

Inducing owners to sell by suggesting people of a protected class are moving in is:

Accepted Answer

Blockbusting (panic peddling) is illegal under the Fair Housing Act.

Question 6

Which is a protected class under the Arkansas Fair Housing Act?

Accepted Answer

Ark. Code §16-123-204 protects religion, race, color, national origin, sex, disability and familial status. Marital status, source of income and age are not on the state list.

Question 7

The Equal Credit Opportunity Act prohibits lenders from discriminating on the basis of all of the following EXCEPT:

Accepted Answer

ECOA protects race, color, religion, national origin, sex, marital status, age and receipt of public assistance. Creditworthiness factors such as credit history may be considered.

Question 8

Under Arkansas's state fair housing law, accessible design and construction requirements apply to covered multifamily dwellings first occupied after

Accepted Answer

Ark. Code §16-123-314(c)(3) uses February 1, 2004. March 13, 1991 is the federal Fair Housing Act date, which is the tempting distractor.

Question 9

An aggrieved person must file a complaint with the Arkansas Fair Housing Commission within what time after the alleged discriminatory practice occurred or ended?

Accepted Answer

Ark. Code §16-123-317 sets one year for an administrative complaint. Two years is the deadline for a private civil action under §16-123-336.

Question 10

The federal Fair Housing Act (1968) protects all of the following EXCEPT:

Accepted Answer

Federal protected classes: race, color, religion, national origin, sex, disability and familial status - not occupation.

Question 11

Which ad phrase is most likely to violate fair housing advertising rules?

Accepted Answer

References that exclude or prefer protected classes, such as familial status ('no kids'), are discriminatory. Describe the property, not the desired buyer or tenant.

Question 12

An owner who was not the most recent occupant sells single-family houses without a broker. How often may the owner use the §16-123-306 exemption?

Accepted Answer

When the owner was not living in the house or was not its most recent resident, the exemption covers only one sale in any 24-month period.

Question 13

Which Article of the NAR Code of Ethics requires REALTORS not to deny equal professional services or discriminate on protected characteristics?

Accepted Answer

Article 10 addresses equal professional services and fair housing. Article 1 covers duties to clients, Article 3 cooperation and Article 17 arbitration.

Question 14

Under Ark. Code §16-123-306, an owner selling a single-family house may be exempt from the sales and rental prohibitions if, among other conditions, the owner

Accepted Answer

The exemption requires the owner to hold no more than three single-family houses at a time, to use no broker, agent or salesperson, and to publish no discriminatory advertising.

Question 15

Directing buyers toward or away from neighborhoods based on protected class is:

Accepted Answer

Steering is illegally guiding people to or from areas based on a protected characteristic. Blockbusting induces panic selling; redlining is a lending practice.

Question 16

A lender's refusal to make loans in certain neighborhoods based on demographics is:

Accepted Answer

Redlining is denying loans or services to areas based on protected characteristics rather than the borrower's qualifications.

Question 17

A listing where the seller may sell themselves without owing commission, but only the listing broker among agents is protected, is:

Accepted Answer

In an exclusive agency listing, the seller pays no commission on a self-sale, but the listing broker is protected if any broker sells it. (Reclassified to section 6 / CORE.)

Question 18

The maximum administrative civil penalty the Arkansas Fair Housing Commission may impose on a respondent with no prior adjudicated discriminatory housing practice is

Accepted Answer

Ark. Code §16-123-332 sets $11,000 with no prior adjudication, $27,500 with one prior within five years, and $55,000 with three or more within five years.

Question 19

A building has a no-pets policy. An applicant who is blind has a guide dog. The property manager must:

Accepted Answer

Fair housing law requires reasonable accommodations for persons with disabilities, including service animals despite no-pet rules.

Question 20

A person who believes she suffered housing discrimination under the federal Fair Housing Act may file a complaint with HUD within:

Accepted Answer

HUD complaints must be filed within one year; a federal civil suit may be filed within two years.

Question 21

A private individual selling her own single-family home may be exempt from the federal Fair Housing Act if she owns no more than three homes and:

Accepted Answer

The single-family owner exemption requires no broker and no discriminatory advertising. Race discrimination is never exempt under the 1866 Civil Rights Act.

Question 22

A religious organization operating housing for non-commercial purposes may give preference to members of its own religion, but it may NOT:

Accepted Answer

Religious organizations and private clubs have partial exemptions, but cannot discriminate on other protected classes, and the religion itself cannot restrict membership by race, color or national origin.

Question 23

A seller asks a salesperson to list a home on the understanding that it will not be shown to buyers of a certain national origin. Under the Arkansas Fair Housing Act, the salesperson

Accepted Answer

Ark. Code §16-123-204(a) prohibits accepting or retaining a listing with the understanding that a person may be discriminated against. Owner exemptions do not apply when a licensee is used.

Question 24

Refusing to rent to a family with children generally violates which protected class?

Accepted Answer

Familial status (households with children under 18, pregnant women) is protected under the federal Fair Housing Act. Marital status is protected under NJ LAD but not federal law.

Question 25

Under Arkansas fair housing law, housing for persons 55 or older qualifies for the older-persons exemption only if at least what percentage of occupied units have one occupant 55 or older?

Accepted Answer

Ark. Code §16-123-307(d) requires at least 80% of occupied units to have an occupant 55 or older, plus published policies and age verification.

Arkansas real estate fair housing practice test

1. How many members serve on the Arkansas Fair Housing Commission?

2. A developer's ads for a new subdivision always show only people of one race. This may be:

3. The 'Mrs. Murphy' exemption under the federal Fair Housing Act applies to an owner who:

4. Under the Housing for Older Persons Act, a '55 and older' community generally requires that:

5. Inducing owners to sell by suggesting people of a protected class are moving in is:

6. Which is a protected class under the Arkansas Fair Housing Act?

7. The Equal Credit Opportunity Act prohibits lenders from discriminating on the basis of all of the following EXCEPT:

8. Under Arkansas's state fair housing law, accessible design and construction requirements apply to covered multifamily dwellings first occupied after

9. An aggrieved person must file a complaint with the Arkansas Fair Housing Commission within what time after the alleged discriminatory practice occurred or ended?

10. The federal Fair Housing Act (1968) protects all of the following EXCEPT:

11. Which ad phrase is most likely to violate fair housing advertising rules?

12. An owner who was not the most recent occupant sells single-family houses without a broker. How often may the owner use the §16-123-306 exemption?

13. Which Article of the NAR Code of Ethics requires REALTORS not to deny equal professional services or discriminate on protected characteristics?

14. Under Ark. Code §16-123-306, an owner selling a single-family house may be exempt from the sales and rental prohibitions if, among other conditions, the owner

15. Directing buyers toward or away from neighborhoods based on protected class is:

16. A lender's refusal to make loans in certain neighborhoods based on demographics is:

17. A listing where the seller may sell themselves without owing commission, but only the listing broker among agents is protected, is:

18. The maximum administrative civil penalty the Arkansas Fair Housing Commission may impose on a respondent with no prior adjudicated discriminatory housing practice is

19. A building has a no-pets policy. An applicant who is blind has a guide dog. The property manager must:

20. A person who believes she suffered housing discrimination under the federal Fair Housing Act may file a complaint with HUD within:

21. A private individual selling her own single-family home may be exempt from the federal Fair Housing Act if she owns no more than three homes and:

22. A religious organization operating housing for non-commercial purposes may give preference to members of its own religion, but it may NOT:

23. A seller asks a salesperson to list a home on the understanding that it will not be shown to buyers of a certain national origin. Under the Arkansas Fair Housing Act, the salesperson

24. Refusing to rent to a family with children generally violates which protected class?

25. Under Arkansas fair housing law, housing for persons 55 or older qualifies for the older-persons exemption only if at least what percentage of occupied units have one occupant 55 or older?

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