Free Washington Real Estate Practice Test (2026) — LicenseIQ

Question 1

A developer's ads for a new subdivision always show only people of one race. This may be:

Accepted Answer

Consistently depicting only one race, sex or family type can indicate a preference and violate fair housing advertising rules.

Question 2

A lease in which the rent increases at set intervals, such as every two years, is a(n):

Accepted Answer

Graduated or step-up leases schedule rent increases over the term; they are common in long commercial leases.

Question 3

Under the Code of Ethics, a REALTOR may NOT:

Accepted Answer

Article 15 prohibits knowingly or recklessly making false or misleading statements about other real estate professionals.

Question 4

Interest from pooled real estate trust accounts is remitted to the state treasurer and divided:

Accepted Answer

RCW 18.85.311 divides remittances 75% to the housing trust fund and 25% to the real estate education program account. The reversed split is the common trap.

Question 5

A retail lease where rent is based partly on sales volume is a:

Accepted Answer

Percentage leases, common in retail, charge base rent plus a percentage of gross sales above a breakpoint.

Question 6

A seller knows that the basement flooded last spring, but the damage was repaired and is not visible. The seller and listing agent must:

Accepted Answer

Latent (hidden) defects known to the seller or agent must be disclosed; failing to do so can create liability for both.

Question 7

Under RCW 64.06.030, unless the buyer has waived it, the seller must deliver the seller disclosure statement within how many business days after mutual acceptance?

Accepted Answer

RCW 64.06.030 requires delivery within five business days after mutual acceptance, unless the parties agree otherwise. Three business days is the buyer's rescission period.

Question 8

A landlord intentionally refuses to return a tenant's $2,250 security deposit, with no justification. Under RCW 59.18.280, the court may award the tenant up to:

Accepted Answer

RCW 59.18.280 permits an award of up to two times the deposit for intentional refusal: 2 × $2,250 = $4,500. The prevailing party may also recover costs and reasonable attorney fees.

Question 9

How many of the 30 continuing education hours required for a Washington renewal must cover fair housing, for a licensee who received fair housing training at initial licensing?

Accepted Answer

RCW 18.85.211(2) requires three of the 30 hours to cover fair housing. Six hours applies to licensees who did not complete the fair housing training as part of initial licensing.

Question 10

A $4,000,000 sewer project is assessed against properties with a combined assessed value of $160,000,000, payable over 5 years. What is the ANNUAL assessment on a property assessed at $240,000?

Accepted Answer

Rate = $4,000,000 / $160,000,000 = $0.025 per $1. Total = $240,000 x 0.025 = $6,000; annual = $6,000 / 5 = $1,200.

Question 11

A seller wants the buyer to take over her low-rate mortgage, but the mortgage contains an alienation clause. This clause allows the lender to:

Accepted Answer

An alienation (due-on-sale) clause lets the lender call the loan due upon transfer, preventing assumption without lender approval.

Question 12

A chronological summary of all recorded documents affecting a property's title, such as deeds, mortgages and liens, is a(n):

Accepted Answer

The abstract summarizes the recorded history; the chain of title lists successive owners; an attorney's opinion of title evaluates it.

Question 13

A lease in which the tenant pays a fixed rent and the landlord pays all property expenses is a:

Accepted Answer

In a gross lease the tenant pays flat rent and the landlord covers taxes, insurance and maintenance; in a net lease the tenant pays some or all of those expenses.

Question 14

Which statement about real estate commissions in Washington is correct?

Accepted Answer

No Washington statute sets commissions. RCW 18.86.080 lets the seller, buyer, or a third party pay, and DOL's advertising guidelines warn that claiming a rate is set by law is false.

Question 15

A mortgage lender offers a salesperson $200 for every client referred. Under RESPA this is:

Accepted Answer

RESPA prohibits kickbacks and unearned referral fees between settlement service providers and real estate licensees, even if disclosed.

Question 16

Under the Code of Ethics, a REALTOR's primary obligation is to:

Accepted Answer

Article 1: REALTORS pledge to protect and promote the interests of their client while treating all parties honestly.

Question 17

Who serves as chair of the Washington Real Estate Commission?

Accepted Answer

RCW 18.85.021 makes the director of the Department of Licensing the chair of the commission. The six other members are appointed by the governor, but the governor does not chair it, and the members do not elect a chair.

Question 18

A broker wants to market herself as "Lakeside Homes Inc." without licensing it as an assumed name. Which statement is correct?

Accepted Answer

WAC 308-124B-210(2) prohibits an unlicensed name, title, or brand from suggesting a separate legal entity ("Inc.," "LLC," "Corp.") and requires the designated broker's advance written approval for any permitted brand.

Question 19

Inducing owners to sell by suggesting people of a protected class are moving in is:

Accepted Answer

Blockbusting (panic peddling) is illegal under the Fair Housing Act.

Question 20

To be appointed to the Real Estate Commission, a person must have at least:

Accepted Answer

RCW 18.85.021 requires five years of Washington brokerage experience or three years of real estate investigative work. There is no designated broker, law degree, or out-of-state alternative in the statute.

Question 21

Using an amortization factor of 4.77415 per $1,000 (30 years at 4%), what is the monthly principal and interest payment on a $250,000 loan?

Accepted Answer

$250,000 / $1,000 = 250; 250 x 4.77415 = $1,193.54.

Question 22

A designated broker ignores repeated complaints that a new broker is advertising without the firm name and never reviews the broker's files. Besides the new broker's violation, the designated broker may be disciplined for:

Accepted Answer

RCW 18.85.361(22) makes failure to adequately supervise a ground for discipline, and RCW 18.85.201 makes the designated broker responsible for licensees' conduct.

Question 23

A property has a first mortgage (recorded 2015), a judgment lien (2018), a mechanic's lien (2020) and unpaid property taxes. Which is paid FIRST from sale proceeds?

Accepted Answer

Real property tax liens take priority over all others regardless of recording date; other liens generally follow in order of recording.

Question 24

A broker represents a buyer looking for a warehouse. Which is correct?

Accepted Answer

RCW 18.86.020 does not require a services agreement for a buyer's agent working solely on commercial real estate, and RCW 18.86.080 allows a Compensation Disclosure for commercial buyers.

Question 25

A buyer notices a fill pipe in the yard of a 1960s home that now uses natural gas heat. The most likely concern is:

Accepted Answer

A fill pipe or vent pipe can signal an underground oil tank; older bare-steel tanks corrode and leak, contaminating soil and groundwater.

Washington real estate practice test

1. A developer's ads for a new subdivision always show only people of one race. This may be:

2. A lease in which the rent increases at set intervals, such as every two years, is a(n):

3. Under the Code of Ethics, a REALTOR may NOT:

4. Interest from pooled real estate trust accounts is remitted to the state treasurer and divided:

5. A retail lease where rent is based partly on sales volume is a:

6. A seller knows that the basement flooded last spring, but the damage was repaired and is not visible. The seller and listing agent must:

7. Under RCW 64.06.030, unless the buyer has waived it, the seller must deliver the seller disclosure statement within how many business days after mutual acceptance?

8. A landlord intentionally refuses to return a tenant's $2,250 security deposit, with no justification. Under RCW 59.18.280, the court may award the tenant up to:

9. How many of the 30 continuing education hours required for a Washington renewal must cover fair housing, for a licensee who received fair housing training at initial licensing?

10. A $4,000,000 sewer project is assessed against properties with a combined assessed value of $160,000,000, payable over 5 years. What is the ANNUAL assessment on a property assessed at $240,000?

11. A seller wants the buyer to take over her low-rate mortgage, but the mortgage contains an alienation clause. This clause allows the lender to:

12. A chronological summary of all recorded documents affecting a property's title, such as deeds, mortgages and liens, is a(n):

13. A lease in which the tenant pays a fixed rent and the landlord pays all property expenses is a:

14. Which statement about real estate commissions in Washington is correct?

15. A mortgage lender offers a salesperson $200 for every client referred. Under RESPA this is:

16. Under the Code of Ethics, a REALTOR's primary obligation is to:

17. Who serves as chair of the Washington Real Estate Commission?

18. A broker wants to market herself as "Lakeside Homes Inc." without licensing it as an assumed name. Which statement is correct?

19. Inducing owners to sell by suggesting people of a protected class are moving in is:

20. To be appointed to the Real Estate Commission, a person must have at least:

21. Using an amortization factor of 4.77415 per $1,000 (30 years at 4%), what is the monthly principal and interest payment on a $250,000 loan?

22. A designated broker ignores repeated complaints that a new broker is advertising without the firm name and never reviews the broker's files. Besides the new broker's violation, the designated broker may be disciplined for:

23. A property has a first mortgage (recorded 2015), a judgment lien (2018), a mechanic's lien (2020) and unpaid property taxes. Which is paid FIRST from sale proceeds?

24. A broker represents a buyer looking for a warehouse. Which is correct?

25. A buyer notices a fill pipe in the yard of a 1960s home that now uses natural gas heat. The most likely concern is:

Sources